AI Personalization in Real Estate & Fintech : A 2025 Playbook for Businesses
How companies across industries are using AI to deliver tailored experiences that convert
Syed Irfan
6/1/20252 min read
Introduction: Why Personalisation is the New Differentiator?
In 2025, personalisation isn't just a buzzword it's a business imperative. Customers expect experiences tailored to their needs, preferences, and behaviours. Artificial Intelligence (AI) is at the forefront of this transformation, enabling companies to deliver hyper-personalised experiences at scale.
Let's explore how businesses in real estate & fintech are leveraging AI to meet these expectations and stay ahead of the competition.
Real Estate: From Listings to Lifestyle Matching
The real estate industry is undergoing a significant transformation, with AI enabling more personalised and efficient services.
1. Personalised Property Recommendations :
AI-powered recommendation engines analyse user preferences, behaviour, and search history to deliver personalised property suggestions. By understanding a buyer’s or renter’s unique needs and desires, AI can curate a list of properties most likely to match their criteria, saving time and effort in the search process.
2. Virtual Tours and AI-Enhanced Visuals :
AI is revolutionising property viewing experiences through virtual tours and enhanced visuals. For instance, Australia's leading property website, realestate.com.au, has launched 'NextGen listings' that integrate immersive imagery and AI-led detection of property features like pools and solar panels. These enhancements aim to improve user engagement by providing more detailed and personalised views of properties.
3. Predictive Analytics for Market Trends :
AI's ability to automate property valuation has been a game-changer for the real estate industry. AI-powered algorithms analyse extensive datasets such as historical sales, property conditions, neighbourhood dynamics, crime rates, and market trends within seconds. This ensures accurate, consistent, and unbiased valuations, reducing turnaround times and increasing trust in the process.
Fintech: Hyper-Personalised Financial Services
The fintech sector is leveraging AI to offer more personalised and efficient financial services.
1. Tailored Financial Advice :
AI-powered conversational agents and virtual helpers are revolutionising client assistance within the financial industry. These tools offer round-the-clock assistance, addressing questions and solving problems with great effectiveness. AI chatbots are capable of addressing numerous inquiries simultaneously, resulting in quick responses.
2. Personalised User Interfaces :
Research shows that 76% of fintech apps now utilise AI for tailored user interfaces, clearly demonstrating the industry's commitment to personalised experiences. Users have warmly welcomed these innovations, with about 73% preferring personalised interfaces, pointing to improved efficiency and relevance in their daily financial activities.
3. Agentic AI for Autonomous Operations :
India's Banking, Financial Services, and Insurance (BFSI) sector is undergoing a transformative shift with the integration of Agentic AI. Unlike traditional AI, which primarily automates repetitive tasks, Agentic AI enables systems to autonomously interpret scenarios, adapt to new data, and initiate real-time actions with minimal human involvement. This advanced level of artificial intelligence is revolutionising customer engagement, risk management, and operational efficiency within financial institutions.
Key Takeaways
Real Estate: AI enhances property recommendations, virtual tours, and market trend predictions, leading to more personalized client experiences.
Fintech: AI enables tailored financial advice, personalized user interfaces, and autonomous operations, improving customer engagement and operational efficiency.